Motorcycle Insurance in Chester, SC
Motorcycle riding can lead to adventure as well as accidents, so it’s important to be prepared before hitting the road. Insurance helps cover unexpected costs while also keeping you compliant with local laws. The Wyatt Agency offers coverage that can meet legal requirements and fit your riding habits.
What Are My Motorcycle Insurance Coverage Options?
Standard policies may include the following coverages:
- Liability insurance may help cover third-party damage and injury costs if you’re responsible for an accident, and it’s often mandated by South Carolina law.
- Collision coverage may help pay for your bike repairs after a collision, regardless of who is at fault.
- Comprehensive coverage may cover non-collision situations involving your ride, such as theft, vandalism or weather damage.
- Uninsured/underinsured motorist coverage may apply if you’re involved in an accident with an at-fault driver who has insufficient insurance.
- Medical payments (MedPay) coverage may cover medical costs for you and your passenger after an accident.
How Much Does This Policy Cost?
Insurance rates may vary based on several factors, including your chosen coverage, the value of your bike, your driving and claims history, location and frequency of riding. Even with identical policies, two riders may end up paying different premiums.
Does South Carolina Law Require Motorcycle Insurance?
State law mandates that motorcycle owners carry minimum liability insurance, which includes bodily injury liability per person and per accident, as well as property damage liability.
Meeting these requirements helps keep you in compliance with state law; however, many riders choose to add extra coverage for broader support in the event of an incident.
Get Started Today
No matter how often you ride, our team can help you find a motorcycle insurance plan that works for you. Contact The Wyatt Agency to get started.